TPay
Self-service lending
Short-term cash loans from a loan ATM, managed in an app.
330,000+ customers served
Company introduction, 2026
A Mongolian holding company making it simpler to borrow, to pay, and to own gold.
TPay
WoowPay
Fine Gold NationSwipe to begin
Mongolia Home market
Each one takes a financial service and puts it into a self-service machine or a mobile app.
Self-service lending
Short-term cash loans from a loan ATM, managed in an app.
330,000+ customers served
Mobile lending
Buy now, pay later at everyday merchants, plus cash loans, in one app.
70,000+ customers
Gold Featured today
Real gold from a fraction of a gram: in an app, at a kiosk, or as a bar in your hand.
Mongolia’s first gold kiosk
Fine Gold Nation The group’s featured business
People buy gold a fraction of a gram at a time, watch it build in an app, and collect it as a bar. The gold is assayed, refined and minted in-house, in Mongolia.

Buy gold in fractions of a gram in the FGN App. Every purchase is backed 1:1 by physical gold held in stock.

Add to it over time. Balance, transactions and the gold price sit in one account, and gold can be sent to another customer.

Collect the balance as a physical bar at a kiosk or an FGN branch. Keep it, or give it.
Redemption applies to eligible balances under FGN’s service terms.
Make
Assaying, refining and minting in-house. Bars, gifts and custom orders.
Sell
Self-service gold bars 24/7, at up-to-date prices. Pay by card, QR or app.
Hold
Buy, send and track gold by the gram, and redeem it as a bar.
Serve
Purchases, redemptions and special orders in person, at Central Tower and Parko Riviera.
The Silver Tree collection, Möngön Mod, draws on Mongolian symbolism: the tree, its messenger, dragons and vessels stand for continuity, protection and abundance.
999.9fine gold
Also 0.5 g gift pieces, 1 kg bars to order, silver products and corporate gifts.
Tap an image to enlarge. Official FGN campaign creative.

1:1
Each gram bought in the FGN App is matched by a gram of physical gold held in stock.
Purity, weight and product quality are tested in FGN’s own laboratory.
Customer identification and transaction checks are built into the service.
Certified by MonCertf, March 2026 to March 2029. Tap a certificate to read it.
Three ISO management systems.
Mobile app launched.
Mongolia’s first, at Emart Khan-Uul.
Central Tower and Parko Riviera open.
More kiosks and pick-up points on the way.
2026

A gold processing plant, and a kiosk network expanding nationwide.
2028

The infrastructure completed, with the launch of a safe deposit vault service.
2030

A leading platform for gold investment and wealth management in Central Asia.
Coming to the app
Selling, inheritance, financed purchases and gold-backed lending.
Coming to the range
New gold and silver lines, with technology, distribution and manufacturing partners.
Plans and ambitions. Not yet in operation.
TPay Self-service lending, part of Prime Nomads
Short-term cash loans from a network of self-service loan ATMs, with an app for repayments, extensions and loan details.
Company-reported figures, November 2026. Next: a larger ATM network and added payment services.

WoowPay Mobile lending, part of Prime Nomads
Instalments at groceries, food, coffee shops, pharmacies and retail, plus cash loans for eligible users, in one app.
Company-reported figures, November 2026. Instalments are interest-free, fee-free and zero-down under applicable terms. Next: linking the app with the TPay ATM network for everyday payments.


Platform collaboration and new financial services that link physical gold to digital access.
Kiosk locations and retail relationships that bring gold closer to customers.
Precious-metal products, custom manufacturing, corporate gifting and new markets.
This is an introduction. Terms and numbers belong in the next conversation.

Products and gift sets, the daily gold price, kiosk and branch locations, and company news, in one place.
Scan to open the sitewww.finegold.mn
Tuvshintur “Tugi” Sandui
Founder and Chief Executive Officer, Fine Gold Nation