Prime Nomads

Company introduction, 2026

Prime Nomads

A Mongolian holding company making it simpler to borrow, to pay, and to own gold.

  • TPay
  • WoowPay
  • Fine Gold Nation

Mongolia Home market

Three businesses, one way of working.

Each one takes a financial service and puts it into a self-service machine or a mobile app.

TPay

Self-service lending

Short-term cash loans from a loan ATM, managed in an app.

330,000+ customers served

WoowPay

Mobile lending

Buy now, pay later at everyday merchants, plus cash loans, in one app.

70,000+ customers

Fine Gold Nation The group’s featured business

A new way to own real gold.

People buy gold a fraction of a gram at a time, watch it build in an app, and collect it as a bar. The gold is assayed, refined and minted in-house, in Mongolia.

Founded
2024, Ulaanbaatar
FGN App
Live since April 2026
Gold kiosk
Mongolia’s first, September 2026
Certified
ISO 9001, 14001 and 45001
A 2.5 g bar with its card and presentation box.

Start with a fraction of a gram. End with a bar in your hand.

  1. The FGN App on a phone

    1Buy

    Buy gold in fractions of a gram in the FGN App. Every purchase is backed 1:1 by physical gold held in stock.

  2. FGN bars from 1 gram to 100 grams

    2Build

    Add to it over time. Balance, transactions and the gold price sit in one account, and gold can be sent to another customer.

  3. A Silver Tree gold bar in its presentation box

    3Redeem

    Collect the balance as a physical bar at a kiosk or an FGN branch. Keep it, or give it.

Redemption applies to eligible balances under FGN’s service terms.

One company, from raw gold to the customer’s hand.

Make

Local production

Assaying, refining and minting in-house. Bars, gifts and custom orders.

Sell

Gold kiosks

Self-service gold bars 24/7, at up-to-date prices. Pay by card, QR or app.

Hold

FGN App

Buy, send and track gold by the gram, and redeem it as a bar.

Serve

FGN branches

Purchases, redemptions and special orders in person, at Central Tower and Parko Riviera.

A Fine Gold Nation gold kiosk
Mongolia’s first gold kioskOpened September 2026. The network is expanding.

Gold with a Mongolian identity.

The Silver Tree collection, Möngön Mod, draws on Mongolian symbolism: the tree, its messenger, dragons and vessels stand for continuity, protection and abundance.

999.9fine gold

  • 1 g
  • 2.5 g
  • 5 g
  • 10 g
  • 20 g
  • 1 oz
  • 50 g
  • 100 g

Also 0.5 g gift pieces, 1 kg bars to order, silver products and corporate gifts.

Tap an image to enlarge. Official FGN campaign creative.

The 10 g bar. Drag to turn it.

Every digital gram is backed by a real one.

Each gram bought in the FGN App is matched by a gram of physical gold held in stock.

In-house assay laboratory

Purity, weight and product quality are tested in FGN’s own laboratory.

Verified customers and transactions

Customer identification and transaction checks are built into the service.

Three certified management systems

Certified by MonCertf, March 2026 to March 2029. Tap a certificate to read it.

2026: from launch to a growing network.

  1. Certified

    Three ISO management systems.

  2. FGN App

    Mobile app launched.

  3. First gold kiosk

    Mongolia’s first, at Emart Khan-Uul.

  4. Branches

    Central Tower and Parko Riviera open.

  5. Expanding network

    More kiosks and pick-up points on the way.

19 September 2026. Launch day for Mongolia’s first gold kiosk, at Emart Khan-Uul in Ulaanbaatar. Tap a photo to enlarge.

The road to 2030.

  1. 2026

    A Fine Gold Nation gold kiosk

    Production and network

    A gold processing plant, and a kiosk network expanding nationwide.

  2. 2028

    A gold vault beside the FGN App

    Full infrastructure

    The infrastructure completed, with the launch of a safe deposit vault service.

  3. 2030

    A black globe with Mongolia in gold

    Central Asia

    A leading platform for gold investment and wealth management in Central Asia.

Coming to the app

Selling, inheritance, financed purchases and gold-backed lending.

Coming to the range

New gold and silver lines, with technology, distribution and manufacturing partners.

Plans and ambitions. Not yet in operation.

TPay Self-service lending, part of Prime Nomads

Credit at the ATM. Control in the app.

Short-term cash loans from a network of self-service loan ATMs, with an app for repayments, extensions and loan details.

  • 330,000+customers served
  • MNT 40bn+in loans disbursed to date
  • 50,000active customers
  • 45loan ATMs across Mongolia

Company-reported figures, November 2026. Next: a larger ATM network and added payment services.

A TPay loan ATM

WoowPay Mobile lending, part of Prime Nomads

Buy now, pay later. On mobile.

Instalments at groceries, food, coffee shops, pharmacies and retail, plus cash loans for eligible users, in one app.

  • 70,000+customers
  • MNT 5.3bnin loans disbursed to date
  • 40,000+active lending users
  • March 2026official launch

Company-reported figures, November 2026. Instalments are interest-free, fee-free and zero-down under applicable terms. Next: linking the app with the TPay ATM network for everyday payments.

WoowPay app screens

Three places a partner fits.

Technology and finance

Platform collaboration and new financial services that link physical gold to digital access.

Distribution

Kiosk locations and retail relationships that bring gold closer to customers.

Products and manufacturing

Precious-metal products, custom manufacturing, corporate gifting and new markets.

This is an introduction. Terms and numbers belong in the next conversation.

An open hand holding a Fine Gold Nation bar

See it live at finegold.mn.

Products and gift sets, the daily gold price, kiosk and branch locations, and company news, in one place.

Scan to open the sitewww.finegold.mn

The finegold.mn home page

Let’s continue the conversation.

Tuvshintur “Tugi” Sandui

Founder and Chief Executive Officer, Fine Gold Nation

Scan to save Tugi’s contact

Contents